Medical debt, something no one deserves and often appears due to unforeseen accidents, shouldn't hinder people's ability to access financial services. If we want people to make money to repay their debt, then we shouldn't ruin the credit report that helps them grow financially in other aspects of their lives. Over 100M people are burdened by this debt crisis, so the government must step in to help this significant portion of the population.
While significant amounts of medical debt are certainly hurting some Americans, the fact of the matter is that such debt doesn't affect credit scores nearly as much as it used to. As medical debt is something financial agencies still use to assess prospective clients' creditworthiness, patients should make sure they make smart choices when assuming debt, such as not putting it on credit cards and reaching out to non-profit credit report organizations.